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About FDT

First Digital Takaful Company (Private) Limited, incorporated under the Companies Act 2017, is approved to operate under SECP’s Regulatory Sandbox subject to certain limitations and conditions.

All products designed are of mid-ticket size and cater especially to the needs of millennials and z-generation with the objective to achieve financial inclusion of this largest segment of the population.

Our team at FDT promises:

  • Efficiency & Accuracy
  • Financial Inclusion of Millennials and Z-generation
  • Availability on all platforms including Desktops, Laptops, Tablets, and Mobile Phones
  • Bilingual FAQs in English & Urdu
  • Prompt settlement of claims and cashless hospitalization
  • Bi-lingual Policies in English & Urdu – a unique innovation and the first ever in Pakistan
  • Safety for Customers
  • Convenience – 24x7 Accessibility from anywhere in Karachi/Pakistan
  • Seamless Digital Payment Options of Contribution & Claims
  • Adequate Re-Takaful arrangement
  • Cost advantage

FDT Products


Claims

Claims is our product. We have the will and the means to help you find your way in the most difficult of claims. We are also committed to claims excellence and to satisfying the customer - so that our customer can confidently face the adversity with peace of mind.

Personal Health Takaful

FDT’s Personal Health Takaful is a hospitalization cover that protects the customer in case of an accident or illness that may lead to hospitalization. It is a simple to take out and easy to pay for policy with various unique features including access to Tele Medicine – a unique feature.

Our panel provides access to over 200+ hospitals.

Cover can be taken for Rs. 75,000, Rs. 150,000, & Rs. 250,000 per customer need.

Personal Health Takaful

Family Health Takaful

FDT’s Family Health Takaful is a hospitalization cover that protects the customer, customer’s spouse and their children in case of an accident or illness that may lead to hospitalization.

The sum insured floats over the entire family, protecting the customer and beloved family against in-patient expenses – protecting customer’s financial strength. It is a simple to take out and easy to pay for policy with various unique features including access to Tele Medicine for the entire family – a unique feature.

Our panel provides access to over 200+ hospitals.

Cover can be taken for Rs. 75,000, Rs. 150,000, & Rs. 250,000 per customer need.

Family Health Takaful

Parent’s Health Takaful

Parent’s Health Takaful is a hospitalization cover specially tailored to protect elderly customers who fall in the bracket of 45-65 years.

In case of accident or illness that may lead to hospitalization. Once covered, the Policy can be renewed yearly till the age of 70. It even provides partial cover for pre-existing medical conditions. Access to Tele-Medicine is also provided.

Our panel provides access to over 200+ hospitals.

Cover can be taken for Rs.100,000, Rs.150,000 & Rs.250,000 per customer need.

Parent’s Health Takaful

Wellness Health Takaful

Wellness Health Takaful covers Seven Critical Illnesses:

  • Cancer
  • Open Chest Coronary Artery Bypass Surgery
  • Heart Attack ( Myocardial Infarction )
  • Kidney Failure
  • Stroke
  • Major Organ Transplant
  • Paralysis

Unique feature of this cover is that the lump-sum amount representing 100% sum covered is payable once the above critical disease is contracted and medical evidence to that effect is produced. This lump-sum amount can be used by the participant (insured) according to his/her wishes.

Cover can be taken for Rs.75,000, Rs,150,000 and Rs.250,000 per customer need.

Wellness Health Takaful

Personal Accident Takaful

FDT’s Personal Accident Takaful protects the customer and loved ones from financial shock due to unfortunate accidental Death and/or Total Permanent Disability.

In case of insured’s fatality as a result of an accident, the sum covered will be directly paid to the beneficiary (spouse or blood relative) of the insured named in the policy. This Plan also covers Medical Expenses as per policy up to assigned limit that may be incurred as a result of an accident including emergency ambulance expenses and repatriation of mortal remains.

Cover can be taken for Rs. 75,000, Rs. 150,000, & Rs. 250,000 per customer need.

Personal Accident Takaful

Domestic Travel Takaful

FDT’s Domestic Travel Takaful offers a number of benefits to protect the customer against various perils ranging from emergencies away from home including personal accident, emergency medical expenses and loss of baggage.

Cover can be taken for Rs. 150,000 & Rs 250,000 per customer need.

Domestic Travel Takaful

Home Takaful

FDT’s Home Takaful has been exclusively designed to provide comprehensive cover to customer’s Home Structure and Contents. This lucrative Takaful also provides the coverage for cash & Jewelry at home, in a specified Safe Deposit Locker, and on person of the Takaful Participant (insured).

Cover can be taken for Rs. 250,000 & Rs. 500,000 per customer need.

Home Takaful